Start Your Medi-Cal Long-Term Care Planning Early
Medi-Cal is the California state program that provides long-term care benefits for people who are eligible under state and federal Medicare guidelines. Presently, various legal strategies are available that can help individuals qualify for Medi-Cal benefits and protect their assets from future recovery. In 2005, the federal government passed the Deficit Reduction Act of 2005 (DRA). The California Legislature is drafting regulations and guidelines designed to implement the new rules promulgated by the DRA. Once the new rules have been finalized, the ability of an individual to qualify for Medi-Cal and to protect their assets from future recovery will be greatly reduced.
If you or a loved one requires long-term care in a nursing home or hospital or from a home health care service in Contra Costa County, Alameda County or Solano County, California, call 866-477-0304 to arrange a consultation with an elder law attorney at the Mullin Law Firm in Concord and Walnut Creek.
Backed by more than 35 years of elderelder law experience and knowledge, we have helped many clients become eligible for Medi-Cal long-term care benefits, while legally protecting their personal assets from the state.
What Does Medi-Cal Coverage Include?
Medi-Cal coverage includes:
- Health care services determined by a physician to be medically necessary
- Some prescription medications
- Doctor visits
- Adult day health service
- Limited dental care
- Ambulance and EMT services
- Limited home health care services
- X-rays, lab tests and associated costs
- Orthopedic devices
- Eye exams and glasses
- Hearing exams and hearing aids
- Additional medical equipment
- Custodial care (long-term care benefit)
What About Nursing Home Coverage?
Nursing home costs can devastate a family’s finances, approaching $7,000 to $8,000 a month. With authorization by a physician or licensed health care provider, nursing home residency care can also be covered by Medi-Cal, if the applicant qualifies.